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In 2010, we were applying for a loan modification and submitted the paperwork to 1st Franklin. During the last 30 day review they sold the mortgage to RCS in Forth Worth, TX without even notifying us till 2 months later. We had to re-apply for the loan mod again thru...
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Anonymous
A Knowledgeable ***sumer

FYI: This is First Franklin Financial Mortgage Company not 1st Franklin Financial Corporation. 1st Franklin Financial Corporation does not sell its mortgages.

#433992
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My payments fall on the 11th of the month and I have to have my payment in by the 23rd. I am going to the branch today on the 22nd and pay my note in person but; the reps have been calling my job on the 21st and leaving messages as if I'm not going to pay I pay my...
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Anonymous
Anonymous

Alabama law, like most states, considers a loan in default the 10th day past due. Just call them prior to being late and i'm sure they wouldn't have called your job. I doubt t...

Clanton, Alabama
#394790
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I was trying to get a loan and they have bought a program that pulls public records. The manager told me that he can or can not give me a loan by determinig my history. My history was Chapter 13 over 16 years ago, not my history of paying them on time for the last two...
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#378654
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These people are not worth your time. First of all, they didnt even offer me a place to sit while we we talking about my application. Then, when we finally got through that, the lady took our credit report to another person. He proceeds to yell across the room asking...
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Guayama, Puerto Rico
#298055
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First Franklin has been harrassing me for non payment, after being about 2 weeks late and I told them I will be paying them off as soon as I get paid this week. They are telling me they are putting me into collections for being 3 weeks late on a payment. Never been...
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Anonymous
Anonymous

Interesting, your 1st comment was you aren't late but then later in your comment you are 2 weeks late. Most contracts state "on or before" the due date. I would imagine if yo...

Anonymous
Anonymous

They have recently did the same thing to me. I tried to make arrangments before I was late but wasn\'t able to because it was the end of the year. Then by the end of the mont...

#219134
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Short Review on July 11, 2016

1st Franklin Financial
#880528
1.0
Details
We've had numerous loans with 1st franklin. My husband is military, and we are on vacation, we hit a few snags on our trip, so we to a local office, where we are vacationing, thinking they'd help us. NOPE, sure wouldn't, even though our accounts with them have always been current. I will never use them again now.
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Short Review on July 03, 2016

1st Franklin Financial
#876452
1.7
Details
Took out a loan there to build credit. Did not really need the loan, except to build credit. Paid it off early. Never a late payment. All payments more than required. But they will not report to credit bureaus. It seems from these reviews that they can report any bad marks, why not our good marks?
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Short Review on June 28, 2016

1st Franklin Financial
#873456
They always sending out out letters to my mail telling me i can get a loan but when i get there i can bever get approved stop sending them *** letters to my mail they did it three times
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Short Review on June 17, 2016

1st Franklin Financial
#867672
1.0
Details
Do not take out a loan with this company ! They lie and cheat their customers! I know i worked there and quit because i didnt feel right adding insursnce and additional fees like motor club to the customers accounts !
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1st Franklin Financial Loan Review

1st Franklin Financial
#865083
1.0
Details
Dont get a loan here, was trying to build my credit so I got loans there for 2 years in a row and paid every single payment on time come to find out they don't report to the credit bureau. And I said nothing about this when I got the loan and that was the question I asked if this would help my credit
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1st Franklin Financial Loan Review

1st Franklin Financial
#731399
1.0
Details
Not reporting my credit after two years haven the vehicle.
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First Franklin Financial Loan Review

1st Franklin Financial
#725540
1.0
Details
We took out an atv loan with them and if you are a couple of days late they are calling and harassing the you know what out of you they are rude I will never get anything finaced through those people again and don't recommend anyone to use the crossville Tennessee or deal with a woman by the name of Donna she is very rude and she is a smart a$$
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1st Franklin Financial Loan Review

1st Franklin Financial
#675064
1.0
Details
Worst loan company ever. I refuse to get a loan anywhere now, because of them. They have so many hidden fees, you pay the loan, Plus + plus + plus then a fee of an extra $3-6 for what I do not know, but they say it's for account maintenance. REALLY!!
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1st Franklin Financial Loan Review

1st Franklin Financial
#673374
1st franklin has ran my credit 11 times placing hard credit inquiries each time. I'm about to sue them for damages.
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1st Franklin Financial Loan Review

1st Franklin Financial
#631957
1.0
Details
There are a bunch of *** holes ,i took out two loans with them. But never again. They are theaves
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1st Franklin Financial Loan Review

1st Franklin Financial
#577632
They want report my payoff to the credit bureaus ,im trying to refinance my house. And they are some smart *** people.
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1st Franklin Financial Loan Review

1st Franklin Financial
#542254
I HATE first franklin... once i pay off my loan ill NEVER use them again!! Wouldnt recommend my dog to use them
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