Kerim Ehv

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Verified Reviewer
| map-marker Redmond, Washington

Charged $18 late charge on last payment while account waz on auto-debit..

This is a poor policy. I sst my account on auto-debit so as not to be late on any payment.

Didnt realjze last payment was not debited because of odd amount versus monthly payment. Regional director didnt care.

I owed the late charge. Called home office, left msg.Dont put account on auto-debit if you dont want your only payment(last) to charge you a lzte charge.

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User's recommendation: Dont put ac ount on auto,xebit unless hou dont mind a kate charge

Kerim Ehv

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Verified Reviewer
| map-marker Redmond, Washington

Laat patmenr late charge

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I paidn 15-18.onths on a loan with no problwms. My oayment lan wa on aurodebit.

So, they spent no time zevicing my acct.The last payment was a diffweent amojnt than the monthly payment so it did not debit. I dodnt know this til i received notice in the mail.i called immediately to take care of this. I was charged an$1> late chzrge, whi h i disagfreed wirh az i didnt know my account didnt debit. I have no pribkwm with the bran h employees as they dont have suthority ovrr company policy.

However, the regional manager and up seem not to. Zre about your concerns. Its" thats the way it is, you owe the kate chsrge. So, i paid the bakance, relu tantly,and still think its unfzir to a customer who made payments on the due dste every month and was charged a lste chsrge on the final pYment.

They ssid they had tried to reach me by phone ad didnt have my updzted phone number. I didnt think about changing my number as i had had no reazon to call them. Nor they to call me. The accohnt was on auto debit.

Anyway, i jjst think it is bad policy to put a late. Harge on zomeone who paid as agreed all the way through theloan til the last payment, which did not automatically come out of my checking account.Dont

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User's recommendation: Dont put loan on auto-debit. Youll vet a late chsrge when the lazt payment doesnt debit.

Bawi Gzt

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Verified Reviewer
| map-marker West Leisenring, Pennsylvania

Need 1 of those checks Franklin mails out. Not going into an office but will casht

Need one of those checks Franklin sends randomly. 252 Killdee Dr.

I know where to go to pay. Trust me

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Kinyetta A Ths

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Verified Reviewer

I paid you over 3yrs ago

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I paid my loan off three treats ago and I got a letter saying you are garnishing my wages after I paid my account in full I called and verified my payment and I was told its paid in full

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Preferred solution: Apology

User's recommendation: Nope I will not hire scammers

Barry R Xsf

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Verified Reviewer

Debt that is not mine wrong person it is on my credit report

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Being charged for a debt loan I never have borrowed I was incarcerated during this time from 11/2017 to 6/2022

|

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Loss:
$100000
Pros:
  • Screw ups
Cons:
  • Idiots

Preferred solution: Deliver product or service ordered

Anonymous
map-marker Atlanta, Georgia

I can't register online

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Just disappointed in the lack of 24 hour customer service online problems do not want to be late on my payments access to customer service 24 hours with login problems

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Kathren Ysy

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Verified Reviewer
| map-marker Atlanta, Georgia

Roadside assistance

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Worse company ever. Been here an hour and still haven't gotten anyone to open my car.

They havtn even sent anyone out yet.

Y'all deserve to be fired. I can't even get my 4 month old child

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Peter R Yla

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Verified Reviewer

Setting up payment

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Never getting a response from

Branch in Jackson Georgia all day long ! Maybe I can get a response ASAP ? My number is +167********

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Preferred solution: Automatic payment

Kerriann Qal

Worrisome smart mouth and call me constantly told when I would be able to to come they still stalked me very rude and treat consumer like crap unprofessional

Head ache phone stalkers don't be late on payment rude unprofessional call me all the time and wondered why I didn't answer phone told them when I would be able to to come in beside me telling when I was coming in calling my phone constantly bad businesses

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Cons:
  • None headache unprofessional
Reason of review:
Poor customer service

Preferred solution: Customer pay for you to have a job stop before rude disconnect r phone stalkers

Carolina T Sjc

Forest MS

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Horrible custumer service they will not work with client at any way they will never used please, thank you your welcome words Good bye this is elementary vocabulary that is necessary for customer service to have. I will do what it takes to let corporate or supervisor know the situation!!!!

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Reason of review:
Poor customer service

Preferred solution: would like to be transfer to another branch

Anonymous
map-marker Dandridge, Tennessee

There is some of the most rude people at the Sevierville office I have encountered.

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Rude people I have ever encountered in my life. I am originally from Sevierville and we don't treat people like they do

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Reason of review:
Poor customer service
Marie Ive
map-marker Dallas, Texas

This company is awesome help me the best way they could. Dina, Sarah and Stephanie is very helpful. Completely satisfied with their service. Thank u thank u so much.

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Thank God for ladles like Dina, Sara and Stephanie. Outstanding and proud they was.

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Reason of review:
Good quality
Charlee Nqo
map-marker Dalton, Georgia

Trying to pay my First Bill the account number they gave me is incorrect I cannot log on

Yes my name is Ronald Roche I purchased a bike from Kirks Cycle And when they wrote my account number they did not write it completely out today is the final day for me to make my payment and I can’t make it because the online account won’t let me create one because I don’t have my four account number

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Cons:
  • Not truthful
Reason of review:
Poor customer service

Preferred solution: Just let me make my payment without any white charges and without it hurting my credit at all and give me the correct information where I can create me account to make my payments

Toran Igy
map-marker District G, Louisiana

Rude and disrespectful manager

I had just gotten release from the hospital after having surgery and I got behind on payments. Manager was rude and stated she had sent paper work to court and that I couldn’t make a payment until paperwork was finalized.

When I tried to give her a $100 payment instead of the $200 payment we agreeed on she denied payment and said she will go forward with garnishing my check. I told her I just returned to work and I didn’t have that much and ask if she could accept what I bring and she was very rude and talk to me very disrespectful and said no she will not accept it and doesn’t have to.

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Cons:
  • Loan sharks
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

Claudette Dzr
map-marker Alexandria, Louisiana

Questions

Only submitted questions, now waiting to her from Regional office.

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Anonymous
map-marker Gaffney, South Carolina

Unsatisfied customer

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Aplied for loan never even had the courtesy to call me back very unproffesional

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Cons:
  • Horrible customer service

About

Summary

1st Franklin Financial Corporation is a financial organization that offers direct cash loans and real estate loans. It works in the market since 1941. 1st Franklin Financial Corporation operates 286 offices in Georgia, Alabama, South Carolina, Mississippi, Louisiana and Tennessee. 1,047 employees work there. 1st Franklin Financial Corporation is headquartered in Toccoa, Georgia. Company provides loans for auto repair, bill consolidation, legal expenses, holiday gifts and travel, vacations, home improvement, unexpected expenses, new furniture and appliances, medical and dental expenses, school expenses. Also company has an investment center that provides investments in form of Senior Notes, Variable Rate Subordinated Debentures and Commercial Paper.

1st Franklin Financial reviews and complaints

1st Franklin Financial is ranked 262 out of 1146 in Loans and Mortgages category

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